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Last updated 3 August 2026.
Not financial advice
Everything here is general information. It is not financial, investment, tax or legal advice, it is not a recommendation to buy, sell or hold anything, and it takes no account of your circumstances, objectives or risk tolerance.
The author is not a licensed financial adviser. See about. Consider taking professional advice before acting on anything you read here.
Accuracy and dates
Figures are checked against first-party sources and published with the date they were verified, as described on how we test. Fees, rates and product features change without notice, and pricing frequently varies by country, entity, account type and balance.
The only authoritative figure for your account is the one your provider shows you. Verify before acting. Errors we find are recorded on corrections.
Investment risk
Investing carries risk, including loss of capital. Past performance does not indicate future results. Reducing costs does not make an investment suitable or safe.
Affiliate links
Some links earn a commission. This is disclosed on every page where it applies and set out in full on how we make money.
The free tools
The spreadsheet is provided as is, with no warranty. It relies on Google Sheets and on price data supplied through it, which may be delayed or unavailable and does not cover every market. You are responsible for checking that the figures it produces are right for your situation. We have no access to your copy and cannot recover it for you.
Third-party sites
Links go to sites we do not control. Their content, terms and privacy practices are their own.
Liability
To the extent permitted by law, we are not liable for loss arising from use of this site or its tools, including investment losses, losses from errors or omissions, and losses from reliance on figures that have changed since publication.
Intellectual property
Content on this site belongs to us unless stated otherwise. You may quote it with attribution and a link. Wholesale republication is not permitted. Third-party trademarks belong to their owners, and their use here is descriptive and does not imply endorsement or affiliation.